Championship Nacho Platter

Championship Nacho Platter with Ground Beef, baked golden and bubbly with melted cheddar and Monterey Jack. Save to Pinterest
Championship Nacho Platter with Ground Beef, baked golden and bubbly with melted cheddar and Monterey Jack. | homegrownfork.com

This vibrant platter layers crispy tortilla chips with a savory ground beef blend, melted cheddar and Monterey Jack cheeses. After baking, it’s topped with fresh cherry tomatoes, jalapeños, olives, red onions, cilantro, and avocado for a burst of flavor. Served with sides of sour cream and salsa, this dish offers a perfect balance of spicy, creamy, and fresh elements ideal for sharing and enjoying during game day or casual gatherings. Simple to prepare and bursting with bold Tex-Mex flavors.

The first time I made these nachos for a Super Bowl party, my friend Mark stood over the platter for ten minutes straight, eating chip after chip and mumbling something about finding his life's purpose between layers of seasoned beef and cheese.

Last winter, my cousin showed up unexpectedly during a snowstorm with nothing but hunger and a six pack. I threw this together using whatever cheese I had in the fridge, and we ended up sitting on the kitchen floor eating directly from the baking sheet while catching up on three years of stories.

Ingredients

  • Ground beef: The fat content here keeps everything juicy, so dont go extra lean or youll miss that mouthwatering richness
  • Onion and garlic: Finely chopped so they melt into the beef rather than creating obvious chunks
  • Chili powder and cumin: This ratio gives you classic Tex-Mex flavor without the heat overwhelming the cheese
  • Smoked paprika: The secret ingredient that makes people ask whats different about your beef seasoning
  • Tomato sauce: Just enough to bind the spices to the meat without making it soupy
  • Tortilla chips: Restaurant-style thick chips work best because they hold up under the weight of toppings
  • Cheddar and Monterey Jack: Cheddar brings sharp flavor while Monterey Jack melts into that gorgeous puddle you want
  • Cherry tomatoes: Diced small so they burst in your mouth instead of sliding off the chips
  • Jalapeños: Fresh ones add crunch, pickled ones bring tang, either way you need that kick
  • Avocado: The creamy element that balances all the salty, spicy components

Instructions

Preheat and prep:
Get your oven to 400F and clear some counter space, this comes together faster than you expect
Sauté the aromatics:
Heat olive oil in a large skillet over medium heat, cook onions until they turn translucent, then add garlic for just 30 seconds until fragrant
Brown the beef:
Add ground beef, breaking it apart with your spoon, and cook until no pink remains, about 5 to 7 minutes
Season everything:
Stir in chili powder, cumin, smoked paprika, salt, pepper, and tomato sauce, then let it simmer for 2 minutes so the spices bloom
Build the first layer:
Spread half your chips on a large ovenproof platter, top with half the beef mixture, then sprinkle with half of both cheeses
Repeat and bake:
Add remaining chips, beef, and cheese, then bake for 7 to 10 minutes until cheese is melted and starting to bubble in spots
Finish with toppings:
Pile on tomatoes, jalapeños, olives, red onion, cilantro, and avocado while everything is still hot
Serve it up:
Bring the whole platter to the table with sour cream and salsa on the side and watch everyone dig in
Loaded Championship Nacho Platter with Ground Beef topped with fresh avocado, jalapeños, and scoops of sour cream. Save to Pinterest
Loaded Championship Nacho Platter with Ground Beef topped with fresh avocado, jalapeños, and scoops of sour cream. | homegrownfork.com

My sister requested these for her birthday instead of cake, and watching six adults hover around a platter with zero pretension, just reaching and laughing and arguing over who got the last loaded chip, reminded me why comfort food exists in the first place.

Making It Ahead

You can brown and season the beef up to two days in advance, just reheat it gently before assembling, but never build the full platter ahead or youll end up with sad, soggy disappointment instead of the crispy, cheesy masterpiece everyone deserves.

Cheese Choices

Ive tried countless combinations, but honestly, block cheese you grate yourself melts infinitely better than the pre-shredded stuff with anti-caking agents, and the extra five minutes of effort shows in every gooey, perfect bite.

Serving Strategy

Put out small bowls of extra toppings so people can customize their sections, because someone will inevitably insist they dont like olives until they try one covered in cheese and suddenly olives are their new favorite thing.

  • Keep a baking sheet underneath any platter that might overflow, cheese drips on oven floors are no fun to clean later
  • Set out a mix of mild and hot salsa so everyone can control their own spice level
  • Extra lime wedges on the side add brightness that cuts through all the rich cheese and beef
Hearty Championship Nacho Platter with Ground Beef on crisp tortilla chips, ready for game day gatherings. Save to Pinterest
Hearty Championship Nacho Platter with Ground Beef on crisp tortilla chips, ready for game day gatherings. | homegrownfork.com

The best nachos disappear fast, so maybe double the recipe if youre feeding more than four people, or just accept that youll be making a second batch halfway through the night.

Recipe FAQs

Using a mix of cheddar and Monterey Jack cheeses provides a great balance of sharpness and creaminess that melts beautifully.

Yes, adding more sliced jalapeños or drizzling with hot sauce will boost the heat level to suit your taste.

Ground turkey or plant-based crumbles can be substituted to create lighter or vegetarian variations without compromising flavor.

Start with half the tortilla chips, then spread half the beef and cheese mixture, repeat the layers, and bake. This ensures even melting and flavor distribution.

Fresh toppings like cherry tomatoes, black olives, red onion, cilantro, avocado, sour cream, and salsa add refreshing textures and flavors.

Yes, using gluten-free tortilla chips ensures the dish fits a gluten-free diet.

Championship Nacho Platter

A layered nacho dish featuring seasoned beef, melty cheese, and fresh toppings for game day or parties.

Prep 15m
Cook 20m
Total 35m
Servings 6
Difficulty Easy

Ingredients

Ground Beef Mixture

  • 1 pound ground beef
  • 1 small onion, finely chopped
  • 2 cloves garlic, minced
  • 1 tablespoon olive oil
  • 1 tablespoon chili powder
  • 1 teaspoon ground cumin
  • 1/2 teaspoon smoked paprika
  • 1/2 teaspoon salt
  • 1/4 teaspoon black pepper
  • 1/4 cup tomato sauce

Nacho Base

  • 12 ounces tortilla chips

Cheese

  • 2 cups shredded cheddar cheese
  • 1 cup shredded Monterey Jack cheese

Toppings

  • 1 cup cherry tomatoes, diced
  • 1/2 cup sliced jalapeños
  • 1/2 cup sliced black olives
  • 1/3 cup red onion, finely chopped
  • 1/4 cup fresh cilantro, chopped
  • 1 large avocado, diced or sliced
  • 1/2 cup sour cream
  • 1/2 cup salsa

Instructions

1
Preheat Oven: Preheat oven to 400°F.
2
Sauté Aromatics: Heat olive oil in a large skillet over medium heat. Sauté onions until translucent, about 2 minutes. Add garlic and cook for 30 seconds until fragrant.
3
Brown Ground Beef: Add ground beef to the skillet, breaking it up with a spoon. Cook until browned, about 5–7 minutes. Drain excess fat if needed.
4
Season Beef Mixture: Stir in chili powder, cumin, smoked paprika, salt, black pepper, and tomato sauce. Simmer for 2–3 minutes until well combined. Remove from heat.
5
Layer Nachos: On a large ovenproof platter or baking sheet, spread half the tortilla chips. Sprinkle with half the beef mixture and half of both cheeses. Repeat with remaining chips, beef, and cheeses.
6
Melt Cheese: Bake in the preheated oven for 7–10 minutes until cheese is fully melted and bubbly.
7
Add Fresh Toppings: Remove from oven and top evenly with cherry tomatoes, jalapeños, black olives, red onion, cilantro, and avocado.
8
Serve: Serve immediately with sour cream and salsa on the side.
Additional Information

Equipment Needed

  • Large skillet
  • Baking sheet or ovenproof platter
  • Chef's knife
  • Mixing spoon
  • Oven mitts

Nutrition (Per Serving)

Calories 540
Protein 24g
Carbs 38g
Fat 32g

Allergy Information

  • Contains milk (cheese, sour cream). May contain gluten (check tortilla chips). May contain soy (check processed ingredients). Always confirm ingredients for allergens and cross-contamination if serving sensitive individuals.
Amy Callahan

Down-to-earth cook sharing simple recipes and cooking tips for every home kitchen.